A well-prepared financing request moves faster and produces more accurate terms. Investors who present a complete, consistent deal package help lenders evaluate the transaction efficiently. Landlord Lending works across multiple investment-property lenders, so exact eligibility, leverage, pricing, documentation and other guidelines vary by lender, program, property and overall transaction strength.
Provide the Deal Snapshot
Start with property address, property type, purchase price or estimated value, requested loan amount, loan purpose and target closing date.
Explain the Business Plan
State whether the property will be held, renovated, built, refinanced or sold. For transitional loans, include the expected exit.
Prepare Property Information
Rent, leases, occupancy, condition, recent improvements and any relevant property history help the lender understand the current state of the asset.
Prepare the Budget and Scope
Rehab and construction deals require a detailed scope of work and budget. Lenders use this to evaluate feasibility, draw structure and ARV.
Prepare Borrower and Entity Information
Entity documents, ownership structure, guarantor information and basic borrower background help the lender identify the right program.
Make the Numbers Consistent
The purchase price, budget, ARV and requested loan amount should be internally consistent. Inconsistencies create underwriting questions and delay.
Request Terms Before the Deadline
Investors who need to close within a defined window should communicate that timeline early so lenders can evaluate whether the transaction is feasible within the available time.
How Landlord Lending Helps
Landlord Lending helps real estate investors evaluate financing based on the property and business plan, then identify appropriate options across its lender network. The objective is to align the capital structure with the acquisition, rehab, construction, refinance or hold strategy rather than force every deal into one program.
Explore the DSCR Loan to Buy and Buy and Rehab Loan and Bridge Loan to Buy.
Related: Investment Property Loans: The Complete Guide · Investment Property Loan Requirements: What Lenders Evaluate
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Request Loan TermsFrequently Asked Questions
What should I send a lender first?
A concise deal summary with property, price/value, requested loan, loan purpose, borrower/entity and timing is a strong starting point.
Do rehab deals need a scope of work?
Lenders commonly need a detailed budget and scope to evaluate renovation financing.
Why does the exit strategy matter?
Short-term lenders need to understand how the loan is expected to be repaid within the loan term.