Buy and Rehab Loan
Short-term financing for investors acquiring and renovating properties, with the option to refinance into a DSCR loan for long-term hold or sell based on the best exit strategy.
Buy and Rehab financing is designed for value-add investment opportunities where improvements are an important part of the investment strategy.
Potential Uses
- Fix & Flip
- BRRRR
- Value-add acquisitions
- Acquisition and renovation
- Rehab followed by resale
- Rehab followed by stabilization and refinance
Typical Investment Lifecycle
Buy → Rehab → Stabilize → Refinance into DSCR / Sell
Also in Rehab & Construction
Typical Terms
| Loan Amounts | $75,000 – $5,000,000+ |
| Purchase | We finance up to 90% of purchase price |
| Rehab | We finance 100% of Rehab |
| ARV | Max loan up to 75% of After Repair Value |
| Minimum Credit Score | 660+ |
| Term | 12–18 months, interest only |
* Terms shown are indicative ranges and subject to underwriting review. Rates and terms vary by lender, LTV, DSCR, and borrower profile.
Available property types and financing terms vary based on property characteristics, loan program, lender guidelines, and other applicable requirements. Contact us to discuss eligibility for your specific scenario.
Request Loan Terms — Buy and Rehab Loan
Tell us about the property, financing need, and investment strategy. We'll review the scenario and identify potential financing solutions.