DSCR Loan to Refinance
Long-term refinancing solutions for stabilized investment properties, including rate-term and cash-out refinances.
Investors may use DSCR refinancing to replace existing financing, restructure debt, or access equity from qualifying stabilized investment properties.
Potential Uses
- Rate-term refinance
- Cash-out refinance
- Refinance after stabilization
- Transition from short-term financing into long-term debt
Also in DSCR Loans
Typical Terms
| Loan Amounts | $100,000 – $5,000,000+ |
| Minimum DSCR | 1.0x – 1.25x |
| LTV (Rate/Term Refi) | Up to 80% |
| LTV (Cash-Out Refi) | Up to 75% |
| Minimum Credit Score | 620+ |
| Seasoning (Cash-Out) | Typically 6–12 months of ownership |
* Terms shown are indicative ranges and subject to underwriting review. Rates and terms vary by lender, LTV, DSCR, and borrower profile.
Available property types and financing terms vary based on property characteristics, loan program, lender guidelines, and other applicable requirements. Contact us to discuss eligibility for your specific scenario.
Request Loan Terms — DSCR Loan to Refinance
Tell us about the property, financing need, and investment strategy. We'll review the scenario and identify potential financing solutions.