Ground Up Construction Loan
Construction financing for investors building properties from the ground up, with the option to refinance into a DSCR loan upon completion or sell based on the best exit strategy.
Ground Up Construction financing can support qualifying investment and development opportunities where the investor's strategy involves building new properties rather than acquiring existing stabilized assets.
Potential Uses
- Ground-up development
- Investment property construction
- Build-to-Rent
- Construction followed by sale
- Construction followed by stabilization and refinance
Typical Investment Lifecycle
Build → Complete → Stabilize → Refinance into DSCR / Sell
Also in Rehab & Construction
Typical Terms
| Loan Amounts | $200,000 – $5,000,000+ |
| LTC | Up to 90% |
| ARV | Max loan up to 70% of After Repair Value |
| Minimum Credit Score | 660+ |
| Term | 12–24 months |
| Builder Requirement | Licensed general contractor |
* Terms shown are indicative ranges and subject to underwriting review. Rates and terms vary by lender, LTV, DSCR, and borrower profile.
Available property types and financing terms vary based on property characteristics, loan program, lender guidelines, and other applicable requirements. Contact us to discuss eligibility for your specific scenario.
Request Loan Terms — Ground Up Construction Loan
Tell us about the property, financing need, and investment strategy. We'll review the scenario and identify potential financing solutions.