Loan Programs

Investment Property Loan Programs

Landlord Lending provides strategic financing solutions designed to support real estate investors across acquisition, renovation, stabilization, refinance, development, and long-term ownership.

Our lending network allows us to evaluate financing opportunities across multiple programs based on the property, investment strategy, and intended exit.

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DSCR Loans

Long-Term Financing

Primary Program

DSCR Loan to Buy

Long-term financing based on property cash flow

Long-term financing based on property cash flow, allowing investors to purchase rental or investment properties without relying on personal income.

Potential Uses

  • Rental property acquisitions
  • Portfolio growth
  • Long-term investment property financing
  • Stabilized investment properties

DSCR Loan to Refinance

Long-term refinancing for stabilized investment properties

Long-term refinancing solutions for stabilized investment properties, including rate-term and cash-out refinances.

Potential Uses

  • Rate-term refinance
  • Cash-out refinance
  • Refinance after stabilization
  • Transition from short-term financing into long-term debt

Rehab & Construction

Acquisition & Value-Add Financing

Buy and Rehab Loan

Short-term financing for acquisition and renovation

Short-term financing for investors acquiring and renovating properties, with the option to refinance into a DSCR loan for long-term hold or sell based on the best exit strategy.

Potential Uses

  • Fix & Flip
  • BRRRR
  • Value-add acquisitions
  • Acquisition and renovation

Buy → Rehab → Stabilize → Refinance into DSCR / Sell

Ground Up Construction Loan

Construction financing for ground-up investment properties

Construction financing for investors building properties from the ground up, with the option to refinance into a DSCR loan upon completion or sell based on the best exit strategy.

Potential Uses

  • Ground-up development
  • Investment property construction
  • Build-to-Rent
  • Construction followed by sale

Build → Complete → Stabilize → Refinance into DSCR / Sell

Bridge Loans

Transitional Financing

Bridge Loan to Buy

Short-term financing for time-sensitive acquisitions

Short-term financing for investors who need flexible capital to quickly acquire investment properties before executing their long-term strategy.

Potential Uses

  • Investment property acquisition
  • Transitional properties
  • Time-sensitive opportunities
  • Repositioning strategies

Bridge Loan to Refinance

Short-term refinancing during stabilization or repositioning

Short-term refinancing for investment properties that need additional time to stabilize, reposition, or qualify for long-term financing.

Potential Uses

  • Maturing short-term debt
  • Property stabilization
  • Repositioning
  • Bridge to DSCR or other permanent financing

Property Types

Property Types We Finance

Single FamilyMultifamilyMixed UseCommercial

Landlord Lending evaluates financing opportunities across a range of investment property types. Available loan programs and terms depend on the individual property, financing scenario, borrower qualifications, and applicable lender guidelines.

Not Sure Which Financing Program Fits Your Deal?

Tell us about the property and your investment strategy. We'll review the scenario and identify potential financing solutions.