DSCR Rental Property Loan to Buy
Long-term financing based on property cash flow, allowing investors to purchase rental or investment properties without relying on personal income.
DSCR financing can provide investors with a scalable way to acquire income-producing properties while evaluating qualification primarily around the property's ability to support the proposed debt.
Potential Uses
- Rental property acquisitions
- Portfolio growth
- Long-term investment property financing
- Stabilized investment properties
Typical Terms
| Loan Amounts | $100,000 – $5,000,000+ |
| Minimum DSCR | 1.0x – 1.25xVaries by lender and LTV |
| LTV (Purchase) | Up to 80% |
| Credit Score | Ideally 660+, but low to no credit options available |
| Term Options | 30-year fixed, ARM, 40-year IO |
| Personal Income Documentation | None — property cash flow only |
* Terms shown are indicative ranges and subject to underwriting review. Rates and terms vary by lender, LTV, DSCR, and borrower profile.
Available property types and financing terms vary based on property characteristics, loan program, lender guidelines, and other applicable requirements. Contact us to discuss eligibility for your specific scenario.
Request Loan Terms — DSCR Rental Property Loan to Buy
Tell us about the property, financing need, and investment strategy. We'll review the scenario and identify potential financing solutions.