DSCR Rental Property Loan to Refinance
Long-term refinancing solutions for stabilized investment properties, including rate-term and cash-out refinances.
Investors may use DSCR refinancing to replace existing financing, restructure debt, or access equity from qualifying stabilized investment properties.
Potential Uses
- Rate-term refinance
- Cash-out refinance
- Refinance after stabilization
- Transition from short-term financing into long-term debt
Typical Terms
| Loan Amounts | $100,000 – $5,000,000+ |
| Minimum DSCR | 1.0x – 1.25x |
| LTV (Rate/Term Refi) | Up to 80% |
| LTV (Cash-Out Refi) | Up to 80% |
| Credit Score | Ideally 660+, but low to no credit options available |
| Seasoning (Cash-Out) | Typically 6 months of ownership but No Seasoning option available |
* Terms shown are indicative ranges and subject to underwriting review. Rates and terms vary by lender, LTV, DSCR, and borrower profile.
Available property types and financing terms vary based on property characteristics, loan program, lender guidelines, and other applicable requirements. Contact us to discuss eligibility for your specific scenario.
Request Loan Terms — DSCR Rental Property Loan to Refinance
Tell us about the property, financing need, and investment strategy. We'll review the scenario and identify potential financing solutions.